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Every manufacturing company needs insurance protection for itself and its products. Product liability coverage protects your company if someone sues you because they have been hurt during the use of your product(s).


Product liability insurance provides any funds that may be owed the plaintiff should they win their case against your company. Product liability coverage assures you, the manufacturer, that the financial loss that may be associated with a law suit will not damage your company.


It should be noted that small business liability coverage is different than the product coverage typically purchased by large corporations, since this type of insurance comes with many provisions and limitations that apply to the coverage. The comprehensive package that a company receives with their product liability insurance coverage will often be determined by the products that they manufacture. For example, as a tool company that manufactures circular saws.

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